Commonwealth Bank Travel Insurance
Disclaimer:
Commonwealth Bank travel insurance is currently not available through travelinsurance.com.au. You are welcome to visit their website for more information or compare travel insurance options available from us.
Policy Options Available from Commonwealth Bank
Comprehensive
Essentials
Medical
Non-medical
Domestic
|
Benefit |
Comprehensive Single or Annual Multi-trip |
Essentials Single Trip |
Medical Single Trip |
Non-medical Single Trip |
Domestic Single or Annual Multi-trip |
|
Limits per adult |
Limits per adult |
Limits per adult |
Limits per adult |
Limits per adult |
|
|
Emergency Medical and Dental Expenses Overseas |
Unlimited |
Unlimited |
Unlimited |
- |
- |
|
Hospital Incidentals |
$5,000 |
- |
- |
- |
- |
|
Overseas Rent |
$5,000 |
$2,500 |
- |
- |
- |
|
Additional Expenses – Your Health |
Unlimited |
Unlimited |
Unlimited |
- |
$10,000 |
|
Additional Expenses – Non-travellers |
$50,000 |
$50,000 |
$50,000 |
$50,000 |
$10,000 |
|
Additional Expenses – Other |
$50,000 |
$50,000 |
$50,000 |
$50,000 |
$10,000 |
|
Amendment or Cancellation Costs |
Cover chosen |
Cover chosen |
- |
Cover Chosen |
$10,000 |
|
Travel Delay Expenses |
$2,000 |
- |
- |
$2,000 |
$750 |
|
Special Events |
$5,000 |
- |
- |
$5,000 |
$2,000 |
|
Festivals and Gigs |
$2,000 |
$2,000 |
- |
$5,000 |
$2,000 |
|
Resumption of Journey |
$3,000 |
- |
- |
- |
- |
|
Luggage and Travel Documents *any single item including attached and unattached accessories |
$10,000 |
$5,000 |
- |
$10,000 |
$3,000 |
|
Up to $500 |
Up to $300 |
- |
Up to $500 |
Up to $300 |
|
|
Luggage Delay Expenses |
$750 |
- |
- |
$750 |
- |
|
Money |
$250 |
- |
- |
$250 |
- |
|
Rental Vehicle Insurance Excess |
$6,000 |
- |
- |
$6,000 |
$4,000 |
|
Hijacking |
$6,000 |
- |
- |
- |
- |
|
Loss of Income |
$10,400 (Up to R1,733.33 pm) |
- |
- |
- |
$1,500 (Up to $250 pm) |
|
Disability |
$25,000 |
- |
- |
$25,000 |
$10,000 |
|
Accidental Death |
$25,000 |
- |
- |
$25,000 |
$10,000 |
|
Personal Liability |
$2,5m |
- |
- |
$2,5m |
$200,000 |
Adventure Activities Included
Commonwealth Bank doesn’t cover all activities that you might take part in, but they do offer automatic cover for a wide variety of activities listed below:
|
- Abseiling - Kayaking - Archery - Paragliding - Ballooning - Parasailing - Bungee Jumping - Scuba Diving (to a depth of 30 metres) |
- Flying Fox - Snorkelling - Horse Riding - White Water Rafting - Jet Boating - Working Holidays - Jet Skiing |
Pre-Existing Medical Condition Covered by Commonwealth Bank
Some existing medical conditions are automatically covered by Commonwealth Bank, while others will need to have a medical assessment completed before insurance cover is approved or rejected for your condition. The existing medical conditions that are covered automatically are listed below:
|
- Acne - Allergy - Asthma - Bell’s Palsy - Bunions - Carpal Tunnel Syndrome - Cataracts Glaucoma - Coeliac Disease - Congenital blindness and deafness - Ear Grommets - Epilepsy - Gastric Reflux - Gastric and peptic ulcer - Goitre - Gout |
- Graves’ Disease - Hiatus Hernia - Hip Replacement or resurfacing - Knee Replacement - Shoulder Replacement - Migraine - Plantar Fascitis - Hypercholesterolaemia (High Cholesterol) - Hypertension (High Blood Pressure) - Menopause - Skin Cancer - Underactive Thyroid - Overactive Thyroid |
General Exclusions From all Commonwealth Bank Policies
Any claims made outside of the insured period.
Consequential loss of any kind, including loss of enjoyment or loss of finances.
Pregnancy after the 24th week and any childbirth.
Failure to take reasonable care to look after yourself or your belongings.
Claims arising from acts of war, invasion, foreign enemies, or hostilities of any kind.
Any confiscations, detention, or destruction caused by customs or other officials.
Any unlawful act committed by you.
Claims arising from any circumstances you knew of prior to your trip, that you knew would result in a claim being made.
Travelling against medical advice or when you are unfit for travel.
Any pre-existing medical condition not covered by your policy.
Any sexually transmitted diseases.
Any elective medical or dental surgery such as cosmetic surgery, tattooing, or piercings.
Any suicide or attempted suicide or other bodily harm.
Any misconduct involved in while under the influence of drugs or alcohol.
Any claims involving any event that is intentionally caused by you or someone you are travelling with.
The conduct of anyone you let into your accommodation with your consent, or whose accommodation you enter with your consent.
How to Make a Claim
Be upfront and honest about your claim. Provide information that is correct and supported by evidence.
Go to commbank.com.au/cbatravelclaims to submit a claim.
Follow the prompts for submitting a claim and gather all the relevant documentation for the claim.
Upload all your scanned supporting documents, including police reports, medical reports, receipts, proof of ownership, proof of expenses, and any other documents that will assist your claim.
If you are submitting your claim by post, you can post all supporting documents to:
Commonwealth Bank Travel Insurance
C/o Cover-More
Private Bag 913
North Sydney NSW 2059
Australia
Commonwealth Bank Contact Details
|
Underwriter |
Zurich Australian Insurance Limited |
|
|
commbank@covermore.com.au |
|
Website |
www.commbank.com.au |
|
Enquiry Number |
1300 467 951 (within Australia) +61 2 8907 5060 (from overseas) |
|
Commonwealth Banks 24/7 Emergency Assistance |
USA: 1844 345 1662 UK: 0808 234 3737 Canada: 1844 345 1662 NZ: 0800 632 031 All other countries: +61 2 8907 5641 |
|
Postal Address |
Commonwealth Bank Travel Insurance C/o Cover-More Private Bag 913 North Sydney NSW 2059 Australia |
We also offer insurance for other destinations such as The Americas
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Where will you be spending the MAJORITY of your trip?
Type or select from the list below
- Worldwide
- Pacific Islands
- New Zealand
- Fiji
- Vietnam
- Philippines
- Bali
- Indonesia
- Thailand
- China
- Singapore
- Japan
- UK
- Ireland
- France
- Italy
- Spain
- Germany
- USA
- Hawaii
- Canada
- Caribbean
- South America
- Central America
- Africa
- India
- Middle East
- UAE
- Russia
- Antarctica