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Travel Insurance for India

India is a large, culturally diverse country, and as a tourist you could end up enjoying a luxury, beachfront holiday, or a more basic holiday that includes journeys through rural and undeveloped areas. You could travel north to take in the Himalayas, or through any other part of the country to explore the rich history that dates back many thousands of years. Whichever you choose, comprehensive travel insurance is essential, offering cover for any medical treatment you may require, and even for lost or delayed luggage, and any unplanned changes to your travel plans resulting in cancellations.

Chomu-Palace, Rajasthan, India

What is the best time to travel to India?

For most activities, the best time to visit India is during the cool, dry season which stretches from October through to March. The monsoon season lasts through most of summer, starting in May and dissipating by late September, and aside from heavy rain, this period also has oppressively high daytime temperatures, and stifling humidity. If you plan on visiting the alpine foothills of the Himalayas you will find them accessible year-round, but most pleasant from February through to May, with December and January being the coldest months in this region.

Is India safe to travel to?

Most areas of India are safe to travel, with a high degree of caution. However, you advised to reconsider your travel plans if they include visits to the north-eastern states, and cities close to the border areas of neighbouring states, particularly areas on the India-Pakistan border. If you have to visit areas close to any borders, make sure your travel insurance will still apply should anything happen in these locations. Civil unrest and terrorism are possible throughout India, so pay attention to the news for any alerts issued by the government. Women should avoid travelling alone due to the high-risk of unwanted attention, harassment, and even sexual assault. Petty theft and bag snatching is quite common in busy, crowded areas, so avoid travelling with valuables, and always be aware of what is happening around you.

Do Australian citizens need a visa for India?

Australian citizens need a visa for any tourism, business, or medical related visits to India, and the visa needs to be arranged prior to your visit. An electronic visa (e-Visa) option is available to eligible Australians visiting India for up to 60-days. Applications for e-Visas are processed online and must be issued at least four days before your visit, and you will need to carry a printed copy of the confirmation of your e-Visa with you. However, the e-Visa is only accepted at 25 designated airports and 5 seaports, and if you intend entering the country through any other point you will need to apply for a regular visa. If you are planning on participating in any paid or unpaid volunteer work, you will need to discuss these plans with the Indian High Commission for the exact requirements well ahead of your trip.

Which travel insurance is best in India?

The best travel insurance for India is the one that meets your exact needs. While you want a comprehensive travel insurance product, you need to consider unique requirements such as whether or not you have any pre-existing conditions, whether you are over the age of 60-years and require seniors travel insurance, and whether or not you plan on taking part in any high-risk activities such as skydiving, caving, white water rafting, etc.

Your specific travel insurance should cover your needs, along with providing cover for medical treatment, including emergencies, and even medical evacuation. You also want travel insurance that covers cancellation fees, lost deposits for accommodation and travel activities, along with cover for lost or stolen property.

What vaccinations do I need for India?

A trip to India is not without risk of exposure to certain diseases, so a visit to your local doctor or travel clinic at least 6-weeks prior to your departure is recommended. They will be able to advise you on the latest health risks and the precautions you should take, along with administering the recommended vaccinations. Apart from the yearly flu shot, these might include:

  • Essential vaccinations: Diphtheria; Hepatitis A; Tetanus; Typhoid

  • Other recommended vaccinations: Cholera; Hepatitis B; Japanese Encephalitis; Rabies

While malaria and dengue fever are present throughout India, there are no preventative vaccines for either. Your doctor or healthcare professional will be able to advise you on what precautions to take, and also establish whether a course of antimalarial tablets is necessary.

We also offer insurance for other destinations such as Vietnam

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