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Travel Insurance Papua New Guinea to Australia

The strong political, economic, and social relationship between Australia and Papua New Guinea has endured for more than 100 years, with Australia being a popular destination for citizens of Papua New Guinea to travel to as tourists, when visiting family and friends, or as students. Regardless of your reason for visiting Australia, and despite the relatively short distance between Australia and Papua New Guinea, travel insurance is always recommended for the peace-of-mind it offers, allowing you to enjoy your trip without worrying about any mishaps. And with Travel Insurance it is easy to find and compare great travel insurance products tailored to inbound visitors to Australia, ensuring you get the cover you need, at an affordable price.

What Benefits can I Expect With Inbound Travel Insurance?

The type and value of benefits offered with travel insurance for visitors to Australia vary from one insurer to the next, which is why it is always better to compare different policies. But some benefits could include:

  • Costs associated with any cancellation or delays of your travel plans. There are a number of reasons why you might need to unexpectedly cancel or make changes to your travel plans, and with travel insurance you should be able to recover some costs you've already incurred, including prepaid deposits.

  • Costs incurred in replacing lost, stolen, or damaged luggage and personal belongings, including laptops and smartphones.

  • Emergency luggage costs resulting from your luggage not being lost but significantly delayed.

  • Rental vehicle insurance excess which may result from your rental vehicle being damaged or stolen.

  • Costs incurred in replacing lost or stolen passports and other travel documents.

  • Medical expenses, including medical evacuation or repatriation. This is perhaps the biggest benefit of travel insurance, since medical treatment in Australia can be costly, and as a visitor you won't be covered by Medicare. This benefit, however, does not apply to anyone visiting Australia expressly for medical treatment.

  • Accidental death and funeral expenses, which protects your family against the costs associated with having your remains returned to Papua New Guinea, along with any funeral expenses.

This is not an exhaustive list of the benefits offered by inbound travel insurance, but gives you some idea of the benefits, and why travel insurance is a necessity.

Can I Still get Travel Insurance if I Have a Pre-existing Medical Condition?

All travel insurers have different criteria for pre-existing medical conditions, and although they all automatically cover around 30 specific medical conditions, any medical condition that you are aware of, or have or are currently receiving treatment for should be disclosed to the insurer when applying for travel insurance. If your condition does not qualify for automatic cover, you might be asked to undergo a medical assessment before the insurer makes a decision to include cover for your medical condition. If they do decide to offer cover for it, you might be asked to pay a higher premium. It is important to remember that if your pre-existing medical condition is not covered by travel insurance, it doesn’t mean you can’t get travel insurance, it simply means you won’t be able to submit claims for anything related to, or caused by, your pre-existing medical condition. So if your pre-existing medical condition results in you having to cancel or delay your travel arrangements, you won’t be able to claim for any costs related to this. But you would still be covered for most other benefits, including lost, stolen, or damaged luggage and personal belongings, and even medical expenses if they aren’t related to your pre-existing medical condition. If you don’t disclose your pre-existing medical condition, you risk forfeiting your travel insurance in full, resulting in all claims being rejected, not only those related to your medical condition.

It is also worth remembering that if traveling from Papua New Guinea to Australia, you might be asked to undergo a medical examination as part of your visa application. This normally applies to visa applications for stays of longer than six months, but Papua New Guinea is also one of many countries considered to be high risk for tuberculosis (TB)1.

1 https://immi.homeaffairs.gov.au/help-support/meeting-our-requirements/health/what-health-examinations-you-need

We also offer insurance visitors to Australia, such as from Tonga

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