Non-Resident / Visitors to Australia Travel Insurance
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Travel Cover for Those Wanting to Visit Australia
We believe Australia is a truly beautiful country to visit, for both short-term and long-term stays. We're obviously a little biased, but Australia does have everything from world-class cities, through to unspoiled natural environments that are one-of-a-kind. But it doesn't negate the need for travel insurance for non-resident visitors to Australia.
Our medical facilities and healthcare professionals are all excellent, thanks in part to Medicare, but as a visitor to Australia, using any of them could end up costing you a small fortune if you don't have travel insurance. And while we would hope you are able to visit our spectacular country without needing medical care, we are also pragmatists who acknowledge that anything could happen, no matter how cautious you are.
You cannot enjoy your holiday if you keep putting off much needed medical treatment, or wondering if your luggage - which somehow missed the flight you took - will ever show up. And having visitors travel insurance means never having to do any of that.
What Could Travel Insurance for Visitors to Australia Cover?
All travel insurance policies are different, but the type of cover you could expect would include some of the following:
Cancellation Fees & Lost Deposits
Overseas Emergency Medical Assistance/Evacuation
Overseas Emergency Medical & Hospital Expenses
Hospital Cash Allowance
Travel Documents, Credit Cards & Travellers Cheques
Luggage & Personal Effects
Luggage & Personal Effects Delay Expenses
Travel Delay Expenses
Alternative Transport Expenses
Rental Vehicle Excess / Return of Vehicle
The Product Disclosure Statement will list all the benefits you can expect, along with any limits or conditions for each.
Are There Special Requirements for Travel Insurance for Visitors to Australia?
All travel insurance policies will have certain requirements attached to them, but like benefits, these will vary from one insurer to the next. A common requirement for visitors to Australia travel insurance is that the majority of your trip is spent in Australia; some may include cover for other destinations you visit during your trip, but only on condition that the time spent in other destinations does not exceed the time spent in Australia.
You should also be aware that travel insurance for visitors to Australia will include age limits, which could be anywhere from 69-years of age, to 81-years of age. Additionally, even though you will need to disclose any pre-existing medical conditions, these will not always be covered by the policy.
Finally, it is always recommended that you take out travel insurance before your journey starts, but visitors to Australia can still get travel insurance once they have arrived in the country, though this will have waiting periods attached before any claims will be considered.
How to Compare Visitors to Australia Travel Insurance Quotes
The old adage of getting what you paid for applies to many things in life, and travel insurance is no different. Cheap travel insurance might be very appealing based on cost alone, but do the benefits match up to what you could need?
When comparing travel insurance quotes, it is usually better to do it online where you will be able to compare multiple quotes from different insurers. You will then not only be able to compare the cost, but also the type of benefits each policy includes. Does it include cover for cruises, travelling by motorcycle, and some high-risk activities? If you're absolutely sure you won't need those benefits, you can safely ignore them, but if there is some chance you may suddenly add a short cruise to your trip, you would want to know you'll be covered without the need for an additional policy.